10 Phyllis Road, Mastic Beach, NY 11951

Property Description

INCOME-GENERATING DREAM: Modern 4BR/3BA Home with Legal 1BR Accessory Apartment! - TOTAL SIZE: 2,715 sq.ft. / BUILT NEW IN 1990. Built completely new from the ground up in 1990 (fully replacing the previous structure), this beautiful maintained residence offers the structural piece of mind you want alongside an incredible financial advantage. Perfect for smart buyers, this rare setup lets your property pay for itself! PROPERTY CONFIGURATION-OWNER'S RESIDENCE: A Spacious, light-filled 3-bedroom, 2-bathroom with Open floor plan layout, also with contemporary 1990 construction standards; oak hardwood flooring, cathedral/vaulted ceilings, covered front brick porch, a family/great room with fireplace, jetted spa tub in master bathroom, decks, a fully fenced property and landscaped for privacy, to relax, entertain, and live comfortably. LEGAL ACCESSORY APARTMENT: A fully legal 1-bedroon, 1-bathroom unit that operates completely independently, from the main house. THE ULTIMATE FINANCIAL ADVANTAGE: Immediate Stress-Free Income The legal accessory apartment generates $2,450 in steady monthly income with a stellar, reliable tenant of 4+ years already in place. MASSIVE MORTGAGE SUBSIDIZATION: That $2,450 monthly check effectively carries between three hundred and fifty thousand and four hundred thousand of your total monthly mortgage balance (based on current market interest rates, with buyer to verify amounts). UNRIVALED AFFORDABILITY: By offsetting over half of your principal purchase price, this rental income allows you to secure a premium 2,715 sq. ft.home while carrying the net monthly overhead of a significantly cheaper property. KEY FEATURES YOU"LL LOVE: 1990 Construction Advantages: Enjoy modern electrical, plumbing, insulation, and framing standards compared to older homes in the area. TURNKEY RENTAL MANAGEMENT: Enjoy immediate piece of mind on closing day, with a proven, long-term tenant who already loves and treats the home like their own. SMART LAYOUT: Excellent architectural separation ensures maximum privacy and independent living spaces between the primary home and the accessory unit. Don't miss the rare chance to build equity faster, and live more affordably in a spacious 4-bedroom property. Schedule your private tour today!